It’s that time of year again!
Open Enrollment is Sept. 19 through 5 p.m. Oct. 6
Visit our open enrollment page for the details!
You will need to complete open enrollment online even if you are not making any changes. Your current benefits will end Dec. 31.
What do I need to do?
Between Sept. 19 and 5 p.m. on Oct. 6, log into My Paycheck (Lawson) from home or work, then select the OPEN ENROLLMENT tab and update the following items:
Make your benefit elections or opt-out of coverage
Update your home address and telephone number
Confirm/update your emergency contact
Confirm/update your beneficiaries
Enter any missing social security number/s for dependents
The system is accessible 24 hours a day
Note: Effective Thursday, Sept. 15, 2022 and during the open enrollment period, 457 deferred compensation plan changes, i.e. Mission Square, can only be made by submitting a Change form via email to hrbenefits@carlsbadca.gov. This form is also available on the HR homepage.
What changes can I make?
Add or drop family members to your medical, dental and vision plans. Eligibility documentation required
Change medical plans
Enroll in dental and/or vision
Enroll/re-enroll in flexible spending accounts for 2023
Enroll/make changes to additional life and/or AD&D insurance coverages
Enroll/make changes to voluntary plans
Have benefit questions?
Attend a virtual meeting with HR staff on Microsoft Teams. Appointments are required. Spouses are welcome. Appointments can be scheduled through My Paycheck (Lawson), under training.
Sept. 20, 21, 22, 27, 28, 29
Oct. 4, 5
8:30 a.m. to 2:00 p.m.
If you have a more complex benefit related issue, please schedule your appointment early to allow ample time to discuss and research!
What’s changing?
Dental:
In 2023, we will switch from MetLife to United Concordia
We will continue to offer a PPO dental plan with a slightly reduced premium
Orthodontia coverage increase from $2,000 to $2,500
We will also offer an HMO dental plan
Life insurance, AD&D, disability insurance and EAP
In 2023, we will switch from The Standard to Lincoln
We will offer city paid life and AD&D coverage for spouse and children. You can still purchase additional coverage above these amounts.
Coverage amount for a spouse is $20,000
Coverage amount for children is $10,000
Increase to guaranteed issue amount on additional employee life insurance
During open enrollment, you can elect up to $300,000 without completing a Medical History Statement
Increase to guaranteed issue amount on additional spouse life insurance
During open enrollment, you can elect up to $30,000 for your spouse without completing a Medical History Statement
Increase to the amount of additional life insurance you can elect
7 times your annual salary up to a maximum amount of $500,000
Increase to the amount of additional AD&D insurance you can elect
Elect up to a maximum amount of $500,000
The annual salary maximum for short term disability will increase from $150,000 to $200,000
The Employee Connect Plus EAP program will replace our current EAP
Pet Insurance Discount Program
Program available through United Pet Care
This will be in addition to our current Pet Insurance plan through Nationwide
What’s not changing?
Vision:
No plan or rate changes for 2023!
Medical:
No plan changes for 2023!
Please review the rates carefully. Medical premium increases ranged from 2% to 27%
Helpful Resources
Search for in-network doctors for your medical insurance plan
Search for in-network dentists with United Concordia
PPO network – Elite Plus
HMO network – Concordia Plus
VSP
Life insurance Medical History Statement
Company code CTYCARLS
United Pet Care
All information will be available on the HR homepage by Friday, Sept. 16