Open enrollment begins Sept. 19

It’s that time of year again!

Open Enrollment is Sept. 19 through 5 p.m. Oct. 6

Visit our open enrollment page for the details!

You will need to complete open enrollment online even if you are not making any changes. Your current benefits will end Dec. 31.

What do I need to do?

Between Sept. 19 and 5 p.m. on Oct. 6, log into My Paycheck (Lawson) from home or work, then select the OPEN ENROLLMENT tab and update the following items:

  • Make your benefit elections or opt-out of coverage

  • Update your home address and telephone number

  • Confirm/update your emergency contact

  • Confirm/update your beneficiaries

  • Enter any missing social security number/s for dependents

The system is accessible 24 hours a day

Note: Effective Thursday, Sept. 15, 2022 and during the open enrollment period, 457 deferred compensation plan changes, i.e. Mission Square, can only be made by submitting a Change form via email to hrbenefits@carlsbadca.gov. This form is also available on the HR homepage.


What changes can I make?

  • Add or drop family members to your medical, dental and vision plans. Eligibility documentation required

  • Change medical plans

  • Enroll in dental and/or vision

  • Enroll/re-enroll in flexible spending accounts for 2023

  • Enroll/make changes to additional life and/or AD&D insurance coverages

  • Enroll/make changes to voluntary plans

Have benefit questions?

Attend a virtual meeting with HR staff on Microsoft Teams. Appointments are required. Spouses are welcome. Appointments can be scheduled through My Paycheck (Lawson), under training.

Sept. 20, 21, 22, 27, 28, 29

Oct. 4, 5

8:30 a.m. to 2:00 p.m.

If you have a more complex benefit related issue, please schedule your appointment early to allow ample time to discuss and research!

What’s changing?

  • Dental:

  • In 2023, we will switch from MetLife to United Concordia

  • We will continue to offer a PPO dental plan with a slightly reduced premium

  • Orthodontia coverage increase from $2,000 to $2,500

  • We will also offer an HMO dental plan

  • Life insurance, AD&D, disability insurance and EAP

  • In 2023, we will switch from The Standard to Lincoln

  • We will offer city paid life and AD&D coverage for spouse and children. You can still purchase additional coverage above these amounts.

  • Coverage amount for a spouse is $20,000

  • Coverage amount for children is $10,000

  • Increase to guaranteed issue amount on additional employee life insurance

  • During open enrollment, you can elect up to $300,000 without completing a Medical History Statement

  • Increase to guaranteed issue amount on additional spouse life insurance

  • During open enrollment, you can elect up to $30,000 for your spouse without completing a Medical History Statement

  • Increase to the amount of additional life insurance you can elect

  • 7 times your annual salary up to a maximum amount of $500,000

  • Increase to the amount of additional AD&D insurance you can elect

  • Elect up to a maximum amount of $500,000

  • The annual salary maximum for short term disability will increase from $150,000 to $200,000

  • The Employee Connect Plus EAP program will replace our current EAP


  • Pet Insurance Discount Program

  • Program available through United Pet Care

  • This will be in addition to our current Pet Insurance plan through Nationwide

What’s not changing?

  • Vision:

  • No plan or rate changes for 2023!

  • Medical:

  • No plan changes for 2023!

  • Please review the rates carefully. Medical premium increases ranged from 2% to 27%

Helpful Resources

  • Search for in-network doctors for your medical insurance plan

  • Search for in-network dentists with United Concordia

  • PPO network – Elite Plus

  • HMO network – Concordia Plus

  • VSP

  • Life insurance Medical History Statement

  • Company code CTYCARLS

  • United Pet Care

All information will be available on the HR homepage by Friday, Sept. 16


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